Finance Calculators
Tools for loans, investments, taxes, and salary planning. Built for the Indian financial context — GST slabs, EMI schedules, SIP projections, and take-home salary after PF and tax.
Monthly EMI on any loan. Full amortization schedule showing principal, interest, and outstanding balance each month.
Calculate →Project your mutual fund corpus from monthly SIP investments. Shows wealth gained vs. amount invested.
Calculate →Add or remove GST at any rate. Shows CGST and SGST breakdown. Supports all Indian GST slabs.
Calculate →Calculate compound interest for any principal, rate, and compounding frequency. Compares with simple interest.
Calculate →Total repayment amount, interest cost, and monthly breakdown for any loan type.
Calculate →Break down CTC into monthly take-home pay after PF, professional tax, and income tax deductions.
Calculate →Philippines 2026 — compute employee and employer SSS contributions including MSC, WISP, and EC breakdown.
Calculate →Formulas Used
- EMI — Standard reducing balance formula: EMI = P × r × (1+r)ⁿ / ((1+r)ⁿ − 1).
- SIP — Future value of an annuity: FV = P × ((1 + r)ⁿ − 1) / r × (1 + r).
- GST — Inclusive: base = total / (1 + rate). Exclusive: total = base × (1 + rate).
- Compound Interest — A = P × (1 + r/n)^(nt), where n is compounding frequency per year.
Indian Financial Context
These calculators are designed with Indian users in mind. GST rates follow current CGST/SGST slabs (0%, 5%, 12%, 18%, 28%). The salary calculator accounts for EPF contributions (12% employee + 12% employer) and standard income tax deductions under the old tax regime.
Not Financial Advice
Calculations are based on inputs you provide and standard formulas. They are informational only. Actual loan EMIs, tax liabilities, and investment returns may differ based on lender terms, regulatory changes, and market conditions. Consult a SEBI-registered advisor for investment decisions.